Last updated: 13 October 2026
1. Who we are
LSF JAMB ("we", "us", "our") is an online JAMB UTME study platform operated by Learn and Study Forum. These terms apply to https://jamb.learnandstudyforum.com.ng and everything on it. LSF JAMB is an independent study service. It is not affiliated with, endorsed by, or connected to the Joint Admissions and Matriculation Board (JAMB).
2. Who can use LSF JAMB
LSF JAMB is built for students preparing for the UTME. If you are under 18, you must use the service with the permission and supervision of a parent or guardian, who is responsible for your account and any payments. You must give accurate information when you register.
3. Your account
- You can sign up with email and password or with Google. Keep your login details private and do not share your account.
- You are responsible for everything done through your account. Tell us promptly if you think someone else has used it.
- LSF JAMB accounts are separate from accounts on the main Learn and Study Forum website.
3A. Free features and AI plans
Creating an account is free. Free accounts get daily and monthly limits on AI practice questions and AI tutor messages. Paid AI plans (Starter, Pro and Unlimited) raise those limits for 30 days from the date of payment. Plans do not renew automatically; you choose whether to buy again.
4. Live tutorial subscriptions and payments
- Live tutorials are sold per subject. Each payment buys a 30-day subscription to each subject you select. Prices are shown in Nigerian naira before you pay and may change for future purchases.
- Payments are processed by Flutterwave. We never see or store your card details.
- Access begins only after Flutterwave confirms your payment to our server. This usually takes seconds. If you were charged and access did not appear, contact us with your payment reference and we will fix it.
- Subscriptions do not renew automatically. If you renew before a subscription ends, the new 30 days are added to the end of the current period.
- Payments are generally non-refundable once access has been delivered. We will refund or correct a payment where you were charged and did not receive the access you paid for, or where we charged you in error.
- Subscription access is personal to you. You may not share, resell or transfer it.
5. Live classes
- Class times, tutors and topics can change. If a class is cancelled or rescheduled we will update the schedule on the website.
- Class links are released only to students with an active subscription for that subject and are for your personal use. Do not share a class link with anyone. We may remove people who join without a subscription and may suspend accounts that share links.
- Be respectful in class. Do not record, redistribute or publish a class without written permission.
- We may provide recordings of some classes but we do not promise that every class will be recorded.
6. AI-generated questions and answers
Practice questions, explanations and AI tutor replies are generated by artificial intelligence. They are written to follow the JAMB UTME syllabus but may sometimes contain mistakes, and they are not official JAMB questions or past questions. Use them to practise, and check important facts against your textbooks and your tutors. You can report a question that looks wrong from your results page, and we will review it. We do not guarantee any particular exam result or score.
7. Acceptable use
You agree not to:
- copy, scrape or bulk download our questions, lessons, videos or PDFs, or use bots to access the service;
- share paid lessons, PDFs, videos or class links with people who have not paid;
- try to bypass payment, usage limits or security, or interfere with the service;
- abuse the referral program, for example by creating fake accounts or referring yourself;
- upload or post anything unlawful, harmful or abusive, or use the AI tutor for cheating, harassment or anything illegal.
8. Our content and your content
The lessons, videos, PDFs, questions, designs and software on LSF JAMB belong to us or our licensors and are protected by copyright. We give you a personal, non-transferable licence to use them for your own studying. Messages you send to the AI tutor stay yours, and you allow us to process them to provide and improve the service.
9. Referral program
When a friend registers with your link and later pays for a subject subscription, you may earn a referral credit. A set number of credits can be redeemed for one free 30-day month of a subject, as shown on your Refer and earn page. Credits have no cash value and cannot be transferred. We may change, pause or end the program, and may cancel credits earned through abuse or fake accounts.
10. Suspension and ending your account
We may suspend or close accounts that break these terms or put the service or other students at risk. You may stop using LSF JAMB at any time and can ask us to delete your account by emailing us.
11. Availability and our responsibility
We work to keep LSF JAMB available but cannot promise it will always be uninterrupted or error-free. To the fullest extent the law allows, we are not liable for indirect or consequential loss, or for exam outcomes. Nothing in these terms limits any right you have under Nigerian consumer protection law that cannot be limited.
12. Changes to these terms
We may update these terms from time to time. We will post the new version here with a new "last updated" date. If you keep using LSF JAMB after a change, you accept the updated terms.
13. Governing law
These terms are governed by the laws of the Federal Republic of Nigeria.
14. Contact
Questions about these terms? Email support@learnandstudyforum.com.ng. See also our Privacy Policy.